Pregnancy is an important life stage, and we want to make sure you understand how your Start Health plan works during this time, especially around eligibility, coverage, and renewal.
Can I enroll in Start Health if I am already pregnant?
No. Pregnancy is considered a pre-existing condition on our medical questionnaire. If you are pregnant at the time of applying, you would not qualify for coverage.
What if I become pregnant while already on the plan?
If pregnancy occurs after you are already enrolled, eligible pregnancy-related care will be covered through the end of your current policy year.
Renewals During Pregnancy
If your pregnancy extends beyond your policy end date, you would not be eligible to renew until after the pregnancy.
Example: If you become pregnant during Month 4 of your policy and your policy expires during Month 8 of pregnancy, you would not qualify to renew until after delivery.
Delivery Coverage
If you give birth before your current policy period ends, your eligible birth-related expenses will be covered according to your policy benefits and would be eligible to renew if, upon renewing, you qualify after re-completing the health questionnaire.
Adding Your Newborn
If you give birth while covered on Start Health, you may choose to add your newborn as a dependent.
- Your newborn is automatically covered for the first 31 days after birth.
- You must notify Start Health and submit the required premium within 30 days to continue coverage beyond day 31.
- After adding your child, they will have their own deductible (embedded within the family deductible) and your premium will update accordingly.
You can add a newborn or other eligible dependent through your Member Portal or by contacting Member Support for assistance.
Recommended Facilities (Utah-Based)
Families often ask where they can deliver with strong care and favorable cash pricing. Some excellent options in Utah include:
- Holy Cross Hospital – Mountain Point (Lehi, UT)
- Holy Cross Hospital – Salt Lake City (Salt Lake City, UT)
- Common Spirit | Holy Cross Hospital – (Layton, UT)
- Holy Cross Hospital – West Valley (West Valley, UT)
