Experience Healthcare Freedom
Unlock the Power of Cash-Pay Insurance.
Discover a new way to manage your healthcare expenses with transparency and control. Embrace the simplicity of cash-pay and enjoy the benefits of swift reimbursements. A cash-pay, reimbursement health insurance model empowers patients by combining direct payment for healthcare services with reimbursement from insurance. Patients pay providers upfront, often at transparent, lower cash rates, and then seek reimbursement from their insurer for covered expenses.
Revolutionizing Healthcare Payments
Say hello to the cash-pay, reimbursement health insurance model—your VIP pass to healthcare freedom! Pay at the time of your care with your debit card or your Start HSA card for crystal-clear, wallet-friendly prices, then, after meeting your deductible, let your insurance play catch-up with sweet reimbursements. This model empowers you to choose your healthcare providers without the constraints of network limitations, ensuring you get the care you need, when you need it, without the hassle of excessive paperwork. Start Health is your partner in navigating this innovative approach, helping you shop smart and save big while keeping insurance as your reliable backup.
Why Choose Cash-Pay?
Transparent Pricing
Enjoy upfront, no-nonsense pricing that often beats traditional insurance rates.
Freedom of Choice
Select your preferred doctors and treatments without network restrictions.
Simplified Billing
Eliminate the hassle of complex billing and reduce administrative costs.
Fast Access to Care
Receive prompt medical attention without waiting for insurance approvals.
Cash-Pay Savings Statistics
Discover how cash-pay can save you up to 40% on medical bills compared to traditional insurance.
- Average Savings with Cash-Pay 61.5%
- Faster Service with Cash-Pay 60%
- Reduction in Administrative Costs 46%
- Patient Satisfaction Rate 79%
- Increase in Healthcare Access 85%
- Reduction in Billing Errors 75%
Take Charge of Your Health
Ready to revolutionize your healthcare experience? Discover the benefits of cash-pay with Start Health and make informed choices that suit your lifestyle. Click below to learn more!
Get Added Peace of Mind with Start Shield
Your Start Health base policy already provides comprehensive coverage on a fixed reimbursement schedule-typically 110-145% of Medicare rates. Once your deductible is met, Start Health covers 100% of eligible medical expenses up to our fixed reimbursement schedule. If your provider charges more than the reimbursement rate, you're responsible for the difference.
Start Shield helps when your provider charges more than your base policy covers, after the base policy's deductible has been met. It pays 80% of the extra costs above your base policy's reimbursement, until you reach your Max Out-of-Pocket:
- $8,000 for individuals
- $16,000 for families
Once you hit that limit, Start Shield covers 100% of any remaining costs beyond what your base policy pays. Start Shield only applies to in-network procedures and only after the base policy's deductible has been met. All emergency care is treated as in-network.
