Your Start HSA Card makes paying for care simple, affordable, and tax-free. Here’s how it works:
What is an HSA?
A Health Savings Account (HSA) is a tax-advantaged account you can use to pay for qualified medical expenses. Money you contribute grows tax-free, and when you use it for care, you don’t pay taxes on withdrawals. It’s a smart way to save for today’s healthcare costs or future medical needs.
How to Use Your Card
- Fund your HSA in your Start Health Member Portal.
- Use your card at the time of service to pay for qualified medical expenses, tax-free.
- Track your balance and spending anytime in your Member Portal, where you can also manage contributions and even investments.
Why Use Your HSA Card?
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Pay for care tax-free, keeping more money in your pocket.
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Get convenient access to funds right when you need them.
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Combine with Start Health’s provider search and price comparison tools to maximize your savings.
Note: To activate your HSA card, call Start Health at (800) 894-9454
Get Added Peace of Mind with Start Shield
Your Start Health base policy already provides comprehensive coverage on a fixed reimbursement schedule-typically 110-145% of Medicare rates. Once your deductible is met, Start Health covers 100% of eligible medical expenses up to our fixed reimbursement schedule. If your provider charges more than the reimbursement rate, you're responsible for the difference.
Start Shield helps when your provider charges more than your base policy covers, after the base policy's deductible has been met. It pays 80% of the extra costs above your base policy's reimbursement, until you reach your Max Out-of-Pocket:
- $8,000 for individuals
- $16,000 for families
Once you hit that limit, Start Shield covers 100% of any remaining costs beyond what your base policy pays. Start Shield only applies to in-network procedures and only after the base policy's deductible has been met. All emergency care is treated as in-network.
