Start Health Success Stories

Our members are discovering how to take control of their healthcare, make smarter choices, and avoid overspending, so every healthcare dollar goes further.

A Start Health Success Story

Michelle B.

“We actually calculated what we paid last year for our premiums compared to now with Start Health, and we pay 70% less a month.”

83%

In Premium Savings

4.9/5

Satisfaction Rating

40%

Average Procedure Savings

A Trusted Partner

Discover why our broker partners trust Start Health and learn how our unique solution is making a real difference by offering a transparent, cost-saving option to their clients.

A Trusted Partner

Discover why our broker partners trust Start Health and learn how our unique solution is making a real difference by offering a transparent, cost-saving option to their clients.

“Why hasn’t all insurance been like this?”

I am really loving the reimbursement, cash-pay approach to Start Health. Skeptical at first, but calling around for my MRI and asking for the cash price, I was amazed at how much pricing differs, especially by facility. And, I love being ‘in the know’ about the cost of a procedure before I go. Seriously, why isn’t all insurance like this?

A Start Health Success Story

Prestwich Family

“Premiums and deductibles can be kind of confusing, but I feel like Start Health made it really easy for us to understand.”

Join Our Mission

At Start Health, our mission is to give you the tools to take control of your healthcare. We do this with a simple, transparent approach to benefits, a platform to compare and shop for the best care at the best price, and a plan designed to be HSA-eligible. By combining these elements, we empower our members to make smarter choices, save money, and transform the way healthcare works.

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Get Added Peace of Mind with Start Shield

Your Start Health base policy already provides comprehensive coverage on a fixed reimbursement schedule-typically 110-145% of Medicare rates. Once your deductible is met, Start Health covers 100% of eligible medical expenses up to our fixed reimbursement schedule. If your provider charges more than the reimbursement rate, you're responsible for the difference.

Start Shield helps when your provider charges more than your base policy covers, after the base policy's deductible has been met. It pays 80% of the extra costs above your base policy's reimbursement, until you reach your Max Out-of-Pocket:

  • $8,000 for individuals
  • $16,000 for families

Once you hit that limit, Start Shield covers 100% of any remaining costs beyond what your base policy pays. Start Shield only applies to in-network procedures and only after the base policy's deductible has been met. All emergency care is treated as in-network.

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