Cut Your Premiums,

Not Your Coverage

Experience Healthcare Coverage the way it should be—

Transparent, Affordable, and Simple

Transform Your Healthcare Experience

See Any Doctor

Start works with any doctor or healthcare facility. No more restrictive networks!

Save on Premiums

Start members save an average of 58% on their monthly premiums

Invest in Your HSA

Start is the only health insurance alternative that is HSA-qualified.

No Guesswork

Enjoy a white-glove approach to healthcare. Our tools will help you find the best care at the best price.

Enroll Anytime

Sign up or adjust your coverage whenever you need to.

Save 40% or More on Procedures and Services with Our Cash Price Model

Healthcare providers save on administrative costs when they don’t have to negotiate prices with insurance companies. This translates into huge savings for you!

Start Health Cash Price

A graph showing that insurance negotiated prices are 40% higher than Start Health's Cash Price Model

Insurance Negotiated Price

A graph showing that insurance negotiated prices are 40% higher than Start Health's Cash Price Model

Don’t Just Take Our Word For It

See how Start Health is helping real people save on premiums and get the best care possible.

Common Questions

 

WHAT IS A "REIMBURSEMENT MODEL"?

Through our reimbursement model, you’ll pay up front using your Start Health VISA Benefit Card when you receive care. You’ll then submit an itemized receipt through your member portal and be reimbursed once your deductible is met.

Does Start Cover Preventative Care?

Start covers the cost of preventative care. Call us at 800-894-9454 if you have questions on what is covered and how ofter.

WHEN WILL I BE REIMBURSED AFTER RECEIVING CARE?

Before your deductible is met, all qualified medical expenses will go towards meeting that deductible. After your deductible is met, you’ll be reimbursed for qualified medical expenses within 1-2 weeks of submitting an itemized receipt.

HOW DO I SELF-PAY AT THE DOCTOR'S OFFICE?

Providers often offer a lower rate for services when they are not billed through insurance. This greatly reduces their administrative costs and efforts. So, when visiting the doctor’s office, simply state you are self-paying, or ‘paying cash’ and use your Start Benefit Card to pay for the service. Don’t forget to ask for an itemized receipt to submit for reimbursement!

WHEN CAN I ENROLL IN START?

Enroll anytime, and coverage will go into effect on the 1st of the month.

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