Healthy and overpaying for insurance?

Take healthcare spending into your own hands and save up to 83% on your monthly premiums.

Healthy and overpaying for insurance?

Take healthcare spending into your own hands and save up to 83% on your monthly premiums.

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Extensive Coverage

Covered like traditional insurance, for less.

Designed to be HSA-Eligible*

Plans designed to give you access to triple-tax advantages.

Limitless Network

See any doctor or go to any healthcare facility.

Cancel Anytime

Sign up and cancel anytime, anywhere.

The Solution Starts Here

Spending too much on health insurance premiums for coverage you rarely use? Start Health can significantly lower your insurance costs, allowing you more freedom without sacrificing coverage. 

83%

In Premium Savings

4.9/5

Satisfaction Rating

40%

Average Procedure Savings

More Places to Start

We’ve been hugely successful in Utah, as more and more people want a simpler, more transparent way to do healthcare—and we’re ready to bring it to more states.

First expanding to Arizona and Nevada, we’re then headed to Idaho, Texas, Wyoming, Oklahoma, and Arkansas next. As we continue to grow, we want to hear from you. Where should Start Health go next?

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How We Compare

Discover just how well we stack up against other health plans.

Comparison chart of different health insurance plans.

*Consult your tax advisor.

“Why hasn’t all insurance been like this?”

I am really loving the reimbursement, cash-pay approach to Start Health. Skeptical at first, but calling around for my MRI and asking for the cash price, I was amazed at how much pricing differs, especially by facility. And, I love being ‘in the know’ about the cost of a procedure before I go. Seriously, why isn’t all insurance like this?

Established in 2022

Start Health is making healthcare coverage transparent, engaging, and truly affordable. We’re not just an alternative to traditional health insurance—we’re the future of healthcare.

Join Our Mission

At Start Health, our mission is to give you the tools to take control of your healthcare. We do this with a simple, transparent approach to benefits, a platform to compare and shop for the best care at the best price, and a plan designed to be HSA-eligible. By combining these elements, we empower our members to make smarter choices, save money, and transform the way healthcare works.

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Start Anytime, Anywhere.

See how much you can save on your monthly premiums in a minute or less.

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Get Added Peace of Mind with Start Shield

Your Start Health base policy already provides comprehensive coverage on a fixed reimbursement schedule-typically 110-145% of Medicare rates. Once your deductible is met, Start Health covers 100% of eligible medical expenses up to our fixed reimbursement schedule. If your provider charges more than the reimbursement rate, you're responsible for the difference.

Start Shield helps when your provider charges more than your base policy covers, after the base policy's deductible has been met. It pays 80% of the extra costs above your base policy's reimbursement, until you reach your Max Out-of-Pocket:

  • $8,000 for individuals
  • $16,000 for families

Once you hit that limit, Start Shield covers 100% of any remaining costs beyond what your base policy pays. Start Shield only applies to in-network procedures and only after the base policy's deductible has been met. All emergency care is treated as in-network.

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