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Three Ways to Save with Start Health

Three Ways to Save with Start Health

It’s no secret that the US healthcare system is confusing and one of the most costly systems in the world. It can be hard to know how to get the care you need without making common mistakes that...

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Getting an Itemized Bill From Your Provider

Getting an Itemized Bill From Your Provider

To get reimbursed through Start Health, you’ll need to submit an itemized bill (also known as a “standard claim form”) from your provider. This document includes the medical codes we need to...

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HSA & Investments

Three Ways to Save with Start Health

Three Ways to Save with Start Health

It’s no secret that the US healthcare system is confusing and one of the most costly systems in the world. It can be hard to know how to get the care you need without making common mistakes that...

read more
The Upside of HSAs, HDHPs and ICHRAs

The Upside of HSAs, HDHPs and ICHRAs

I recently read a post by David Contorno cautioning and criticizing HDHPs, HSAs, and ICHRAs.  Being in this space for a number of years and with a background of building new strategies to bring...

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Your HSA Could be in for a Big Upgrade

Your HSA Could be in for a Big Upgrade

Your HSA Could Be in for a Big Upgrade THIS ARTICLE AT A GLANCE Proposed legislation could mean significant improvement for HSAs. We are looking at potentially doubled HSA contribution limits, an...

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Healthcare

What is a Deductible in Health Insurance?

What is a Deductible in Health Insurance?

TL;DR: A deductible in health insurance is the amount you pay out of pocket for covered services before your plan starts picking up part of the tab. It resets every plan year, and once you've met...

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Three Ways to Save with Start Health

Three Ways to Save with Start Health

It’s no secret that the US healthcare system is confusing and one of the most costly systems in the world. It can be hard to know how to get the care you need without making common mistakes that...

read more

All Articles

What is a Deductible in Health Insurance?

What is a Deductible in Health Insurance?

TL;DR: A deductible in health insurance is the amount you pay out of pocket for covered services before your plan starts picking up part of the tab. It resets every plan year, and once you've met...

read more
Three Ways to Save with Start Health

Three Ways to Save with Start Health

It’s no secret that the US healthcare system is confusing and one of the most costly systems in the world. It can be hard to know how to get the care you need without making common mistakes that...

read more
Orange shield logo with white play symbol

Get Added Peace of Mind with Start Shield

Your Start Health base policy already provides comprehensive coverage on a fixed reimbursement schedule-typically 110-145% of Medicare rates. Once your deductible is met, Start Health covers 100% of eligible medical expenses up to our fixed reimbursement schedule. If your provider charges more than the reimbursement rate, you're responsible for the difference.

Start Shield helps when your provider charges more than your base policy covers, after the base policy's deductible has been met. It pays 80% of the extra costs above your base policy's reimbursement, until you reach your Max Out-of-Pocket:

  • $8,000 for individuals
  • $16,000 for families

Once you hit that limit, Start Shield covers 100% of any remaining costs beyond what your base policy pays. Start Shield only applies to in-network procedures and only after the base policy's deductible has been met. All emergency care is treated as in-network.

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