Simple Healthcare
Starts Here
Our model is simple. Stop waiting for the bill, forget unknown healthcare costs, and throw out the idea of overly complex insurance. Get back to better health in a few simple steps.

1. Know Before You Go
Login to your Start Health Member Portal and search for the care you need (e.g. chiropractor visit, colonoscopy, MRI, etc.) to see how much your plan reimburses.
If you’re not sure what to search for, we can help! Call us at 800-894-9454 to chat with an agent.
2. See Any Doctor
Start Health gives you the freedom to see any doctor—no networks required. Compare cash prices from different providers with your Start Health reimbursement rate to find the best option for your needs. Many top-quality procedures and services are available at trusted, non-brand-name facilities, allowing you to shop smart and save on healthcare costs.


3. Use Your Start Health Card
Let your doctor’s office know you’ll be paying the cash price. Use your Start Card to pay for your visit and ask for an itemized bill that includes:
- Patient’s full name
- Provider’s name and address
- Date(s) of service
- Charge amount(s)
- CPT / Procedure code(s) (Also known as Service Code(s))
- Diagnoses code(s)
- Prescription drug(s) name, form, strength and dosage or NDC code
- Provider Tax ID
- Provider NPI
4. Upload Your Receipt
Upload your itemized bill to your Start Health Member Portal.
Before you’ve met your deductible, the Start Health Reimbursement Amount will be credited to your deductible. If your deductible has been met, the full reimbursement rate will go directly to you.


5. Call Us Anytime
Have questions or need care? Call Start Health anytime! Whether you’re scheduling a visit, exploring procedures, or looking for ways to save, we’re here to help—whenever you need us.
Blog
Unraveling Health Insurance Lingo
Health Insurance Terms The healthcare system is expensive, confusing, and often difficult to navigate. Even if you have good insurance, many people struggle to understand their coverage and maximize their benefits. Start Health was created to change that. We make...
The Upside of HSAs, HDHPs and ICHRAs
I recently read a post by David Contorno cautioning and criticizing HDHPs, HSAs, and ICHRAs. Being in this space for a number of years and with a background of building new strategies to bring better, more affordable healthcare to the country, I feel the need to...
Your HSA Could be in for a Big Upgrade
Your HSA Could Be in for a Big Upgrade THIS ARTICLE AT A GLANCE Proposed legislation could mean significant improvement for HSAs. We are looking at potentially doubled HSA contribution limits, an expanded definition of “qualified medical expenses,” and contributions...