Simple Healthcare
Starts Here
Our model is simple. Stop waiting for the bill, forget unknown healthcare costs, and throw out the idea of overly complex insurance. Get back to better health in a few simple steps.

1. Know Before You Go
Login to your Start Health Member Portal and search for the care you need (e.g. chiropractor visit, colonoscopy, MRI, etc.) to see how much your plan reimburses.
If you’re not sure what to search for, we can help! Call us at 800-894-9454 to chat with an agent.
2. See Any Doctor
Start Health gives you the freedom to see any doctor—no networks required. Compare cash prices from different providers with your Start Health reimbursement rate to find the best option for your needs. Many top-quality procedures and services are available at trusted, non-brand-name facilities, allowing you to shop smart and save on healthcare costs.


3. Use Your Start Health Card
Let your doctor’s office know you’ll be paying the cash price. Use your Start Card to pay for your visit and ask for an itemized bill that includes:
- Patient’s full name
- Provider’s name and address
- Date(s) of service
- Charge amount(s)
- CPT / Procedure code(s) (Also known as Service Code(s))
- Diagnoses code(s)
- Prescription drug(s) name, form, strength and dosage or NDC code
- Provider Tax ID
- Provider NPI
4. Upload Your Receipt
Upload your itemized bill to your Start Health Member Portal.
Before you’ve met your deductible, the Start Health Reimbursement Amount will be credited to your deductible. If your deductible has been met, the full reimbursement rate will go directly to you.


5. Call Us Anytime
Have questions or need care? Call Start Health anytime! Whether you’re scheduling a visit, exploring procedures, or looking for ways to save, we’re here to help—whenever you need us.
Blog
You’re in Luck: Contribute Towards 2024 HSA Limits Until April 15, 2025
Maximize Your HSA: There’s Still Time to Contribute for 2024! Did you fully fund your Health Savings Account (HSA) for 2024? The contribution limits were $4,150 for individuals and $8,300 for families. If you didn’t hit the maximum last year, don’t worry—you still...
National Nutrition Month
There are all sorts of buzzwords when it comes to nutrition: macros, deficit, superfoods, antioxidants, organic, non-GMO…
Let’s scratch all the buzzwords and focus on the basics. What are the bare necessities you can stick to and still strengthen your daily meals?
The Start Health HSA Investment Guide
While 401(k)s and IRAs offer tax-free contributions and growth, they lack tax-free distributions. Roth IRAs provide tax-free growth and withdrawals but not tax-free contributions. Flexible Spending Accounts (FSAs) offer tax benefits for medical expenses but are employer-owned and subject to a “use-it-or-lose-it” rule. HSAs stand out because they provide tax-free contributions, growth, and withdrawals, are fully owned by you, and roll over every year with no expiration. Plus, HSAs can be invested to accelerate growth. Start Health even offers in-house investment resources to help members prepare for the future.