Simple Healthcare

Starts Here

Our model is simple. Stop waiting for the bill, forget unknown healthcare costs, and throw out the idea of overly complex insurance. Get back to better health in a few simple steps.

Find Care

1. Know Before You Go

Login to your Start Health Member Portal and search for the care you need (e.g. chiropractor visit, colonoscopy, MRI, etc.) to see how much your plan reimburses.

If you’re not sure what to search for, we can help! Call us at 800-894-9454 to chat with an agent.

2. See Any Doctor

Start Health gives you the freedom to see any doctor—no networks required. Compare cash prices from different providers with your Start Health reimbursement rate to find the best option for your needs. Many top-quality procedures and services are available at trusted, non-brand-name facilities, allowing you to shop smart and save on healthcare costs.

Cash Pay

3. Use Your Start Health Card

Let your doctor’s office know you’ll be paying the cash price. Use your Start Card to pay for your visit and ask for an itemized bill that includes:

  • Patient’s full name
  • Provider’s name and address
  • Date(s) of service
  • Charge amount(s)
  • CPT / Procedure code(s) (Also known as Service Code(s))
  • Diagnoses code(s)
  • Prescription drug(s) name, form, strength and dosage or NDC code
  • Provider Tax ID
  • Provider NPI

4. Upload Your Receipt

Upload your itemized bill to your Start Health Member Portal.

Before you’ve met your deductible, the Start Health Reimbursement Amount will be credited to your deductible. If your deductible has been met, the full reimbursement rate will go directly to you.

HSAs for two decades
Start Health Logo for Switching to Start

5. Call Us Anytime

Have questions or need care? Call Start Health anytime! Whether you’re scheduling a visit, exploring procedures, or looking for ways to save, we’re here to help—whenever you need us.

Blog

From Confusion to Clarity: How a Cash-Pay Model Simplifies Healthcare

From Confusion to Clarity: How a Cash-Pay Model Simplifies Healthcare

From Confusion to Clarity: How a Cash-Pay Model Simplifies Healthcare The complexities of traditional health insurance often lead to frustration, unexpected expenses, and bureaucratic delays. For many, paying for medical care with cash offers a simpler, more...

The Unicorn: Start Health is an HSA-Eligible Indemnity Plan

The Unicorn: Start Health is an HSA-Eligible Indemnity Plan

Start Health: The HSA-Eligible Indemnity Plan Those who are familiar with Health Savings Accounts (HSAs) know that the main qualifying factor is a high-deductible health plan. Those with employer-sponsored, high-deductible plans benefit significantly from their HSAs,...

What is Fixed Indemnity Health Coverage?

What is Fixed Indemnity Health Coverage?

What is Fixed Indemnity Health Coverage? Fixed indemnity health coverage like Start Health is a type of insurance plan that provides a predetermined, fixed payout for specific medical services, regardless of the actual cost incurred. Unlike traditional health...

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