Join the Healthcare Coverage Revolution
Start Health is making healthcare coverage transparent, engaging, and truly affordable. We’re not just an alternative to traditional health insurance—we’re the future of healthcare coverage.
The Challenge
The Healthcare System in the United States faces a paradox: we spend nearly twice as much on healthcare per person compared to other wealthy nations, yet our outcomes often lag behind. Why?
Our Current System:
- Lacks Transparency
- Discourages Engagement with Bureaucratic Complexity
- Prioritizes Profits Over Care
Average Healthcare Spending Per Person
Our Solution
No Networks
Start covers you no matter where you receive care. No more restrictive networks!
Lower Premiums
Start members save an average of 58% on their monthly premiums.
HSA-Qualified Plans
Start is the only health insurance alternative that is HSA-qualified.
Transparency Tools
Our online tools help members find the best care at the best price.
What We Stand For
Comprehensive
Unlike other health insurance alternatives, Start Health covers everything you’d expect insurance to cover. Preventive care, hospital stays, prescription drugs, outpatient surgeries, and more!
Affordable
The average unsubsidized cost of health insurance in Utah for a family of 4 is more than $1,800! Start Health offers comparable coverage for less than half as much.
Simpler
Our online Transparency Tools allow members to know the cost of care before they receive it. Qualified expenses are reimbursed within days of submitting a receipt compared to traditional claims processes that take months and result in surprise bills.
What is a Reimbursement Model?
With Start Health’s reimbursement model, members benefit from Cash-Pay discounts at the doctors office and get reimbursed when they submit a receipt, bypassing the claims process. This saves you money, time, and the headache of surprise bills.
Giving Healthcare a Fresh Start
Being the new kid on the block, we are seeing things with fresh eyes, but we’re no strangers to the insurance industry. We’ve been around the block enough to know when it’s time to build a new neighborhood. Our solution provides a streamlined healthcare experience while providing our users with health benefits, the ability to shop for care that fits their budget and needs, and the opportunity to grow tax-free health savings.
Our Mission
We aim to provide you with the tools you need to succeed in healthcare. We believe those tools are a simple approach to health benefits, a platform to search and shop for the best care at the best price, and a Health Savings Account (HSA). These ingredients create the secret sauce to changing healthcare.
Why We Use a Reimbursement Model
Lowering Cost
Start is a self-pay plan with a reimbursement model. That means Start bypasses the claims process that makes you receive your bill months down the road and helps you pay upfront to receive a self-pay discount. We have reimbursement rates for all procedures, so you know what you should pay before you go!
No Networks
Because Start allows you to self-pay at the time of service, you are able to skip out on networks. That means you get to see any doctor you want at any facility. Remember that all doctors and facilities charge different prices. Check the price before you go so you can know if the price is within Start’s reimbursement rates.
HSA Qualified
With Start, you are still covered with a deductible and pay monthly premiums. With Start’s high-deductible plan, you are able to qualify for a Health Savings Account (HSA). That means you can put the money that you would have spent on your high monthly premiums into your HSA!
