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The Risk Pool Reality
Why Traditional Health Insurance Can Cost More: The Risk Pool Reality You hit the gym, sip green smoothies, and have an enviable step count—but your health insurance premium still seems to climb higher than your personal best on the treadmill. What’s going on? The...
Urgent Care vs. ER: When to Go Where
Many people rush to the ER for medical concerns that could actually be handled at an Urgent Care Center for a fraction of the cost. Emergency rooms are essential for life-threatening conditions, but for non-emergencies, an Urgent Care can provide faster and much...
Surgery Centers vs. Large Hospitals
There are several advantages to receiving surgery at a Surgical Center rather than a large, generalized hospital. Here’s why many patients opt for this setting: 1. Specialized Care & Expertise Surgical Centers focus on specific procedures, meaning staff and...
High Deductible: Not As Scary As It Sounds
High Deductible Health Plans: Not as Scary as They Sound! "High Deductible Health Plan"—yikes, that name alone might make you want to run in the opposite direction. If just reading the word "high" makes your wallet feel lighter, you’re definitely not alone. Economist...
3 Things They Don’t Want You to Know About Your HSA
3 Things They Don't Want You to Know About Your HSA Your Health Savings Account (HSA) is like a secret weapon for your finances, but most people don’t realize just how powerful it can be. Why? Because the industry makes money when you don’t know how to maximize it....
Understanding COBRA and Other Insurance Options
Understanding COBRA Insurance Losing employer-sponsored health insurance can be stressful, especially if you're between jobs or experiencing a major life transition. The Consolidated Omnibus Budget Reconciliation Act (COBRA) offers a temporary solution by allowing...