At Start Health, we believe in transparency, flexibility, and empowering our members to make informed decisions about their healthcare. Our unique reimbursement model sets us apart from traditional insurance plans. Let’s delve into why we use this approach and how it benefits you.
1. Bypassing the Claims Process
Traditional insurance often involves a lengthy claims process. You receive medical services, wait for the provider to submit a claim, and then receive a bill months later. With Start, we simplify this process. When you pay upfront for your healthcare services, you bypass the claims process. No more waiting for bills to arrive in the mail—just straightforward payment on the day of service and immediate access to care.
2. Upfront Self-Pay Discounts
By opting for self-pay at the time of service, you unlock significant advantages. Start offers self-pay discounts, ensuring that you pay a fair price for the care you receive. Our reimbursement rates cover various procedures, allowing you to know exactly what you should pay before stepping into a doctor’s office or medical facility. Simply login to your portal and search for a provider.
3. Freedom from Networks
Say goodbye to restrictive networks! With Start, you have the freedom to choose any doctor or facility you prefer. Whether it’s your trusted family physician or a specialist, you’re not bound by network limitations. Keep in mind that different providers charge different prices, so always check the cost beforehand to ensure it aligns with our reimbursement rates.
4. Health Savings Account (HSA) Eligibility
Our high-deductible plan qualifies you for a Health Savings Account (HSA). Here’s how it works: Instead of paying hefty monthly premiums, you can contribute the money from your low premium plan directly into your HSA. Your HSA account allows you to save for future medical expenses while enjoying the many tax benefits that come with it. It’s a smart way to take control of your healthcare finances.
Conclusion
In summary, Start prioritizes simplicity, affordability, and member empowerment. Our reimbursement model puts you in the driver’s seat, allowing you to make informed choices and access quality care without unnecessary hurdles. Welcome to a new era of healthcare—one where transparency and flexibility lead the way!
Sources:
Healthcare.gov – Claim
Start – Login
VeryWellHealth – Health Insurance Provider Network Overview
Start – HSAs: More Than Just a Savings Account
