Cash Pay

cash is king

When you “cash-pay”, you are very likely to receive a discount. Providers are relieved not to pay a claims team to process your bill or “chase the check,” and you’re relieved not to think about the bill anymore—no overhanging “pay-it-later” stress

Hand using funds with Start debit card

what is cash-pay

Unlike other health plans, you pay upfront (cash-pay) for eligible services and are reimbursed a determined set rate for the given service. Paying cash not only saves you from surprise bills in the future, but you will also receive significant discounts because providers don’t have to chase the check. Everybody wins!

cash-pay vs traditional payment

traditional payment

Paying for healthcare has been done the same way for so long that we often don’t stop to realize that it doesn’t make sense. We go to the doctor and get billed months later for much more than we anticipated it would cost. Save money (and a headache) and come check out Start. Get a quote today!

cash-pay

Cash-pay allows you to pay cash upfront for your doctor’s visit instead of anxiously waiting at your door for the bill with an unknown (and usually expensive) amount. With Start’s reimbursement model, we not only allow you to pay cash to get the cheaper price, but we encourage it! When you pay cash for your procedure with Start that money goes towards your deductible, allowing us to take care of you when you need us most. We all win with Start.

HSA deposit into piggy bank. Save with Cash-pay
HSA

use your start card

Simplify your healthcare coverage experience by paying cash for your procedure with your Start card. Simply upload your receipt to the app and get reimbursed for your set rate amount. Simpler. Different. Better.

cash-pay faqs

HOW DO REIMBURSEMENTS WORK?
WHAT HAPPENS WHEN I HIT MY DEDUCTIBLE?

No, you do not have to maintain a balance of $2,000 to keep your current investments, however, you will not be able to make any new investments. 

HOW FAST IS THE REIMBURSEMENT TURNAROUND TIME?

Yes. The monthly HSA investment fee is $1.50 + 4.167 basis points.

start saving

Considering an HSA? HSAs are growing in popularity for their ability to make saving for healthcare expenses easy and lower overall healthcare expenses. Enjoy lower premiums, tax advantages, and invest in your future self by opening a Start HSA.

8 + 15 =

Quick Quote